Services
Our Services
Remove Default
A default listed on your credit report can significantly affect your ability to get approved for loans, credit cards, or even rental applications. Even a single default—especially one you may not have been properly notified about—can stay on your file for up to 5 years, reducing your credit score and financial opportunities.
Credit Enquiry Removal
Each time you apply for credit—be it a credit card, personal loan, car finance, or even a phone plan—a credit enquiry is added to your credit file. While a few are normal, excessive or incorrect enquiries can lower your credit score and raise red flags for future lenders.
Worst Repayment History Removal
Every time you apply for credit—whether it’s a home loan, car finance, credit card, or even a phone plan—a credit enquiry is added to your credit report. While some enquiries are expected, too many in a short period can dramatically reduce your credit score and raise red flags for lenders.
Court Judgement
Court judgements can seriously impact your ability to access credit. Whether it’s related to an unpaid debt, dispute, or unresolved legal matter, a judgement on your credit file can lower your score and lead to automatic declines on loans or finance applications.
Debt Management
Managing multiple debts can feel impossible—especially when creditors are calling, payments are overdue, and interest keeps piling up. At Credit Report Experts Australia, we offer professional debt negotiation services to help reduce what you owe, ease financial pressure, and protect your credit report.
Start Fixing Your Credit File Today
If you're struggling with too many negative marks or believe your credit file contains errors, don't wait. We offer a free and no obligation credit assessment to help you understand what's hurting your score and how to fix it. We will guide you all throughout the process and offer you options and flexible no-interest payment plans. Call us today to get started!
