Court Judgement

Clear Your Credit File with Credit Report Experts Australia

A court judgment on your credit report is one of the most damaging listings you can have. It indicates that a creditor has taken legal action against you and won, typically because of unpaid debts. If you’re struggling with bad credit due to a court judgment, don’t worry—Credit Report Experts Australia may be able to help.

How a Court Judgment Affects Your Credit

Having a judgment on your credit report can:
  • Lead to automatic rejection of loan or credit applications
  • Cause lenders to view you as high risk
  • Lower your credit score dramatically
  • Impact your ability to rent or obtain services

That’s why many Australians turn to credit repair services for court judgment removal, especially when it was listed unfairly or without
proper notice.

Call 1800 319 772
Talk to a credit report expert

What Is a Court Judgment?

A court judgment is a legal decision issued by a court, confirming that you owe money to a creditor. Once entered, it is listed on your
credit report and can stay there for up to five years, significantly reducing your credit score.

Judgments may result from:
  • Unpaid loans or credit cards
  • Overdue utility or phone bills
  • Rent arrears
  • Business-related debts
Even if you’ve paid the debt, the judgment stays on your file unless it is legally removed or set aside.

Can a Court Judgment Be Removed?

Yes, in certain circumstances. You may be eligible for court judgment removal if:

  • You were not properly served or notified of the legal action
  • You were not given the opportunity to defend the case
  • The debt was paid before judgment was issued
  • There are errors in the listing
  • The court has agreed to set aside the judgment

How Credit Report Experts Australia Can Help

We specialise in credit repair Australia, and that includes helping clients remove court judgments from their credit files. Our experienced and licensed team will:

  • Review your credit report and legal documentation
  • Investigate the validity of the judgment
  • Work with the creditor or court to have the judgment set aside, removed, or updated
  • Fix your credit history and support long-term recovery

Whether you’re dealing with a default, repayment history issue, or court action, we’ll guide you every step of the way

Why Trust Credit Report Experts Australia?

No Win, No Fee Policy

You won’t pay if we can’t remove the listings.

FREE Credit Report Assessment

We will analyze your credit report to identify any issues and errors.

Licensed and Experienced

Experts in Australian credit law and dispute resolution

Specialists in credit repair Australia

Including repayment history removal, default removal and enquiry dispute

Call 02 9055 9539
Talk to a credit report expert

Ready to Remove a Court Judgment?

Don’t let a past mistake or unfair listing stop you from achieving your financial goals. Contact Credit Report Experts Australia today for a free, no-obligation credit assessment and find out if you're eligible for court judgment removal.

📞 Call us now or book online to start rebuilding your credit with confidence.

Call 1800 319 772
Talk to a credit report expert